The concepts of simple interest and compound interest and how these affected the results of your investment exercise.Įxplain the differences between saving and investing, including reasons for using one over the other: The concepts of return on investment and risk. The difference between saving and investing, including reasons for using one over the other.ī. What you can do to better manage your money.Įxplain the following to your merit badge counselor: A.Explain its purpose and your thoughts about it. Your understanding of what happens when you put money into a savings account.Your experience of an item you have purchased after seeing or hearing advertisements for it. How hunger affects you when shopping for food items (snacks, groceries).Your thoughts when you buy something new and your thoughts about the same item three months later.Your understanding of how the amount of money you have with you affects your spending habits.
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